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Genius Trick That Will Teach You How to Save Money



Hello! 

I'll tell you one way and delaying the accumulation of money, which itself came up, and I use a lot of years. Recently, this method has helped my friend hanging close a loan for a smartphone, I will be glad if anybody else will.


NazÑ‹vaetsya "Method obnulenyya"
The method is very simple and consists of two parts.

Part 1:
Every night you need to "reset" their finances. For the average Russian approach "zero to two zeros."

Let me explain with an example: I came home at night and see the wallet I have is 2735 rubles in cash, and on the card Savings Bank 12577 rubles.

I take the piggy bank (real) and put back 35 rubles to 2700 rubles in cash left. 

2735 - 27> 00
Then I go to the online bank and translate 77 rubles from the card to the designated account, piggy bank (in many banks as possible to do) or on a separate card, which does not carry a map in the end is 12,500 rubles . 

12577 -> 125 00
So I zeroed , ie, on every account I have left on the ground at the end of 2 amounts. Do so every night and at the end of the month profit think. At first glance it seems that many have not saved, but it is not, after 2 weeks will be a habit, and then comes the excitement.

What if the night had forgotten to put in the treasury? This can happen simply on the next day, you add $ 100, ie, not you put 35 rubles, and 135. Lost 2 times? You put 235 etc. In general, no big deal, forget it or not, money is accumulated.

Part 2:All that's left - in the piggy bank! 
Today is payday, and I was given my long-suffering of 15 000 rubles. But I have left from last pay 1236 rubles. I am pleased, but I do not run probuhivat it all and put it in the treasury. Again zeroed! 
That's the whole method.
An added bonus - you always know how much money you have on the map and in your wallet, unconsciously begin to better control costs and buying less any garbage.

For wealthy people can use "zero to three zeros' and tycoons may well be reset to 4-6 zeros without hesitation :)




"If only I could stop spending money on stuff I don’t need, I would buy so many useful things!" If you’ve ever thought this, then this article is just for you. One pikabu user proposed a simple and efficient way to save money.

It’s pretty easy: you have to “zero out“ the unspent money every evening. For instance, you decided to ”zero out" to one zero. In the evening you have:
  • $532 in cash
  • $2,425 available on your bank card
What you should do: Subtract the last digit from each number to get a zero at the end. It’s easier to “zero out” cash into a piggy bank, and you may use a savings account or any other bank account to transfer the money from your card.
For example:


You may also "zero out" to more zeros. For example, to two:

Save everything that’s left over before payday — "zero out" one more time at the end of the month. For instance, you still have $300 in cash and $1,000 in the bank — just move it to your savings account.
Advantages of this method:
  • You know how much money you have every morning, and it’s always a round number.
  • You start to control your spendings and stop buying crap.
  • Most importantly, you actually save money!

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